Chekay — family budgeting for Monobank users in Ukraine

Chekay is a family budgeting web app built for Monobank users in Ukraine. It auto-imports your Monobank transactions, scans Ukrainian fiscal QR grocery receipts down to each line item, splits spending by category, and shows the whole family one shared view of money.

Get started with a free Google sign-in. Available in Ukrainian and English at chekay.app.

What Chekay does

• Auto-sync with Monobank. Connect a personal API token once — transactions pull in automatically in the background, no manual export.
• Shared family budget. Invite your partner or kids. Everyone sees the same spending picture, but every member's bank token is encrypted and isolated.
• Receipts down to the item. Not just "АТБ ₴847" — milk ₴42, chicken ₴289, bread ₴24. Scan the fiscal QR or paste a link from elkasa.com.ua.
• Smart categories. Transactions are auto-categorised by MCC. Override once and Chekay remembers.
• Savings goals. Track vacation funds, repairs, emergency cushion across multiple accounts and currencies.
• Insights, not reports. "Meat is +23% this month vs your usual. Switching to chicken would save about ₴80."

Security & privacy

• Monobank tokens are encrypted server-side before they reach the database. The browser never stores them.
• Family-scoped row-level security: only members of your family can read your data.
• No advertising SDKs, no third-party tracking, no data resale.
• Sign in with Google. Delete your account in one click from settings.

Who it's for

Families and households in Ukraine that use Monobank and want a single shared picture of where the money goes — without spreadsheets and without sharing bank passwords.

Pricing

Free during beta. No credit card required.

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